ShareSaving Money Online with Digital Coupons, Freebies, and Comparison Shopping
One of the areas we need to look at and examine when it comes to saving money is not just how much we’re putting away but how we can save money on things we are already spending. And, that is one of the keys; things we [...]
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Motivational Tips
I wanted to write about something a little different today. At times, it is easy to get caught up in the negative news regarding the economy. I try to steer clear of the mainstream media. This is mostly so that I don’t get too negatively influenced by the news. [...]
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In the previous 2 posts we looked at the “damage” from the housing bubble - in terms of the percentage of mortgages underwater. I mentioned that it probably wasn’t the best idea to think about the (sales price) highs of 2007 in terms of forecasting the immediate future of real estate [...]
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Tags: Adjustable-rate mortgage, Affordable housing, Business, Fannie Mae, Foreclosure, Law, Mortgage, Nevada, Real estate, Real estate bubble, Real Estate Owned, Services, United States
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A couple days ago, I posted Understanding the Housing Correction in an effort to explain my opinion that most people don’t necessarily understand the housing bubble and that housing has entered a long term bear market . This isn’t meant as an insult but rather to show just how conditioned we are/were [...]
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Tags: Business, Chair of the Federal Reserve, Economic growth, Federal Reserve, Federal Reserve System, Monetary policy, Mortgage-backed security, National Association of Home Builders, Real estate, Recession, United States Department of Commerce
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When we look at the housing bubble and resulting correction, it’s understandable why so many people want to see a turnaround in prices. Most of the time, they want to believe the best case scenario; that is the human nature in all of us. But a lot of the time human nature [...]
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ShareOne of the best stories I hear is of the single mom who manages to amass $1,000,000 by the time she retires. What makes these stories even better is when you realize that they did it on a salary that never exceeded $55,000 per year. Here is one such woman, Sherelle Derico, who is [...]
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ShareWe have spent the last few weeks talking about the importance of insurance. Insurance is one of the most important but least popular things to talk about when it comes to personal finance. Why? Because we typically only use insurance when we’re sick, after a car accident, something has been stolen from us, or mother [...]
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ShareA Health Savings Account or HSA is designed to reduce your overall health care costs. An HSA is a tax free savings account where you are able to deposit money to cover current and future medical expenses. As long as you spend the savings on a qualified medical expense, the money is free from [...]
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Tags: 401k, Business, Canada, Health, Health care, health insurance, Health savings account, HSA, Income tax, Insurance, Medicine, Money, Savings account, Single-payer health care, United States, Universal health care
ShareA Health Savings Account or HSA is designed to reduce your overall health care costs. An HSA is a tax free savings account where you are able to deposit money to cover current and future medical expenses. As long as you spend the savings on a qualified medical expense, the money is free from federal [...]
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ShareIt’s been almost a year since the stock market bounced back from the March 2009 lows. When we look at the last year of the Dow Jones, things look pretty good. That is a classic bullish chart, moving from lower left to upper right.
When we take an intermediate time horizon; lets say a 3 year [...]
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