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Image by TheTruthAbout… via Flickr
In Savings Habit 3, We looked at why it is wiser to Use Cash Versus Credit and Debit Cards for Discretionary Purchases Today, we are going to look at the final Savings Habit in our 4 part series:
Savings Habit #4. How To Avoid All Unnecessary and Late Fees! - What’s worse than giving the government [...]
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Image by Getty Images via Daylife
Of course this is not a one word answer. However, there are some general rules that you can apply here. First, we have to realize that from 2002-2007, there was A LOT of fictitious value created in the global housing market. I think most people are well aware of that [...]
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Image by ∆∆∆crystalfrequencies∆∆∆ via Flickr
It’s no secret that with the increase in foreclosures, rising credit card defaults and unemployment, many people’s credit scores have taken a hit. I am not a proponent of taking on more debt, however; we can all benefit from a higher credit score when we apply for a car loan, mortgage [...]
ShareUnderwater Mortgages, The Next Bubble
25% of home owners are underwater, meaning that the price of their mortgage is higher than the current market value of their houses. With the tightening of long-term money (30-year loans) this number will rise. To what level? I don’t know. But understand the trajectory and the trend so that you [...]