Category Archives: Savings & Money Management

savings rates, money management

Compounding Interest, Time Is Money Explained

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If you’ve spent any time in debt, you’re aware how fast things can get out of hand. This is because you are compounding interest for your financial institution. After a certain period of time, you will surely make your financial institution a lot of money. The idea is to turn the tables [...]

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4 Savings Habits To Increase Your Savings – Savings Habit 4 – Avoid All Unnecessary and Late Fees

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Image by TheTruthAbout… via Flickr

In Savings Habit 3, We looked at why it is wiser to Use Cash Versus Credit and Debit Cards for Discretionary Purchases Today, we are going to look at the final Savings Habit in our 4 part series:
Savings Habit #4.  How To Avoid All Unnecessary and Late Fees! - What’s worse than giving the government [...]

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4 Habits To Increase Your Savings – Habit 3 Use Cash for Discretionary Purchases

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Image by massdistraction via Flickr

In Savings Habit #2, we talked about how Not To Pay More Income Tax Than You Owe Now, we are going to do something more interesting and definitely A LOT  more fun!   By the way, it’s okay to have fun with this stuff.  There is no rule that says you have [...]

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4 Habits To Increase Your Savings – Habit 2, Don’t Withhold More Tax Than You Owe

ShareSo, In Step One we looked at How To Get The Most Out of Your Current Savings. This is the concept of not leaving available money on the table.   And, while we don’t want to leave money on the table – Guess what?  We also don’t want to pay more taxes than we owe.  What [...]

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4 Savings Habits To Increase Your Savings – Savings Habit 1 Getting The Most Out Of Your Current Savings

ShareOne of my goals for the month is to provide you with some valuable ideas on how to improve your savings habits.   And, while some of these savings tips may sound simple,  let me share a little secret with you:  The key to improving your financial profile isn’t about one killer idea or hitting [...]

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Saving Money Online with Digital Coupons, Freebies, and Comparison Shopping

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One of the areas we need to  look at and examine when it comes to saving money is not just how much we’re putting away but how we can save money on things we are already spending. And, that is one of the keys; things we [...]

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The Secret of Learning How To Save Money

ShareOne of the best stories I hear is of the single mom who manages to amass $1,000,000 by the time she retires.  What makes these stories even better is when you realize that they did it on a salary that never exceeded $55,000 per year.   Here is one such woman, Sherelle Derico, who is [...]

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How To Save Money By Eliminating 10 Things You Dont Need

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Image via Wikipedia

Here’s a short and funny video on how to save a few bucks around the house.  Do I follow all of these?  No; of course not.  I work out at a gym and I even have paper towels.  The idea, of course, is to get 1 or 2 ideas you can use right [...]

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The Importance of Savings and Paying Yourself First

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One of my favorite and investors of all time was John Marks Templeton.  One of his quotes that you’ll still hear today is:
“The four most dangerous words in investing are: This time it’s different.”
If you’re reading this blog for the first time or regularly I am going to assume that you have [...]

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High Interest Checking Accounts, How I am earning 4.04% on my checking account and you can too!

ShareAre you earning a measly .25% on your checking account?  There are other options and they are EASY to qualify for. Last week I posted on the topic of rewards checking accounts.  This week, after a fair amount of research, I opened an account with Coulee Bank, that is earning over 4% interest.  Not bad, [...]

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