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	<title>The Wise Buck &#187; Insurance</title>
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	<link>http://thewisebuck.com</link>
	<description>Personal finance tips, debt help, ira roth ira, savings interest accounts</description>
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		<title>A Few More Words on the Importance of Insurance</title>
		<link>http://thewisebuck.com/2010/02/21/a-few-more-words-on-the-importance-of-insurance/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/21/a-few-more-words-on-the-importance-of-insurance/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 19:30:20 +0000</pubDate>
		<dc:creator>The Wise Guy</dc:creator>
				<category><![CDATA[Insurance]]></category>
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		<guid isPermaLink="false">http://thewisebuck.com/?p=1943</guid>
		<description><![CDATA[We have spent the last few weeks talking about the importance of insurance.  Insurance is one of the most important but least popular things to talk about when it comes to personal finance.  Why?  Because we typically only use insurance when we&#8217;re sick, after a car accident, something has been stolen from us, or mother [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why You Should Consider the Advantages of a Health Savings Account (HSA)</title>
		<link>http://thewisebuck.com/2010/02/21/why-you-should-consider-the-advantages-of-a-health-savings-account-hsa/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/21/why-you-should-consider-the-advantages-of-a-health-savings-account-hsa/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 14:37:54 +0000</pubDate>
		<dc:creator>The Wise Guy</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[401k]]></category>
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		<category><![CDATA[Canada]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Health care]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Health savings account]]></category>
		<category><![CDATA[HSA]]></category>
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		<category><![CDATA[United States]]></category>
		<category><![CDATA[Universal health care]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=1076</guid>
		<description><![CDATA[A Health Savings Account or HSA is designed to reduce your overall health care costs.  An HSA is a tax free savings account where you are able to deposit money to cover current and future medical expenses. As long as you spend the savings on a qualified medical expense, the money is free from [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why You Should Consider the Advantages of a Health Savings Account (HSA)</title>
		<link>http://thewisebuck.com/2010/02/21/why-you-should-consider-the-advantages-of-a-health-savings-account-hsa-3/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/21/why-you-should-consider-the-advantages-of-a-health-savings-account-hsa-3/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 05:00:59 +0000</pubDate>
		<dc:creator>The Wise Guy</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=1932</guid>
		<description><![CDATA[A Health Savings Account or HSA is designed to reduce your overall health care costs. An HSA is a tax free savings account where you are able to deposit money to cover current and future medical expenses. As long as you spend the savings on a qualified medical expense, the money is free from federal [...]]]></description>
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		<title>Long-term care insurance</title>
		<link>http://thewisebuck.com/2010/02/18/long-term-care-insurance-2/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/18/long-term-care-insurance-2/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 04:23:24 +0000</pubDate>
		<dc:creator>The Wise Guy</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Assisted living]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Health care]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Long-term care]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Medicare]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=1831</guid>
		<description><![CDATA[



Image via Wikipedia



Its the idea of preparation: Doing now so that things are easier later.  This is what retirement planning is all about.  One of the things we have to look at and prepare for is old age.  We don&#8217;t like to do it because we don&#8217;t want to think of ourselves [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Need for Disability Insurance</title>
		<link>http://thewisebuck.com/2010/02/18/the-need-for-disability-insurance/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/18/the-need-for-disability-insurance/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 04:19:42 +0000</pubDate>
		<dc:creator>The Wise Guy</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=1827</guid>
		<description><![CDATA[



Image via Wikipedia



As you know this month we are talking about the different types of insurance you need.  One of the last types of insurance we&#8217;re going to discuss is disability insurance.  The main thing disability insurance protects is your income and your assets. 
Do you take it for granted that you are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Basic Guide To Home Owners or Home Contents Insurance</title>
		<link>http://thewisebuck.com/2010/02/15/a-basic-guide-to-home-owners-or-home-contents-insurance/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/15/a-basic-guide-to-home-owners-or-home-contents-insurance/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 19:45:22 +0000</pubDate>
		<dc:creator>The Wise Guy</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Flood]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[Insurance policy]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Property insurance]]></category>
		<category><![CDATA[Replacement value]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=1056</guid>
		<description><![CDATA[



Image via Wikipedia



Basically, home owners or home contents  insurance is insurance against the replacement cost that you would otherwise have to pay to replace the contents of your home in the event of  then being lost, damaged or stolen.  As is the case with home buildings insurance, the main factors contributing to [...]]]></description>
		<wfw:commentRss>http://thewisebuck.com/2010/02/15/a-basic-guide-to-home-owners-or-home-contents-insurance/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>How To Make Sure You Buy The Most Affordable Life Insurance</title>
		<link>http://thewisebuck.com/2010/02/09/how-to-make-sure-you-buy-the-most-affordable-life-insurance/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/09/how-to-make-sure-you-buy-the-most-affordable-life-insurance/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 11:00:53 +0000</pubDate>
		<dc:creator>mosullivan</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Affordable Life Insurance]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=901</guid>
		<description><![CDATA[When you are looking for affordable life insurance it is important that you enlist an experienced and independent financial advisor who can help you choose the best policy.  Finding the best policy means working with an advisor who acts as a fiduciary on your behalf, protecting you interest.
Term or Whole Life Insurance?
Term life insurance, also called [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>3 Ways to Lower Car Insurance Costs</title>
		<link>http://thewisebuck.com/2010/02/05/3-ways-to-lower-car-insurance-costs/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/05/3-ways-to-lower-car-insurance-costs/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 12:00:58 +0000</pubDate>
		<dc:creator>mosullivan</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[save on car insurance]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=880</guid>
		<description><![CDATA[I have to admit that writing about insurance isn&#8217;t the most exciting thing in the world.   I mean I could think of about 25 more exciting things to tell you, right?  Let&#8217;s hope so&#8230;But it IS quite important as it&#8217;s one of those expenses that sticks around.
And, right now our little blog is in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How Much Auto Insurance Do I Need?</title>
		<link>http://thewisebuck.com/2010/02/04/how-much-auto-insurance-do-i-need/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/04/how-much-auto-insurance-do-i-need/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 05:37:18 +0000</pubDate>
		<dc:creator>mosullivan</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=876</guid>
		<description><![CDATA[One of the insurances you absolutely need to carry is auto insurance.  Now, if the first thing you said to yourself was: &#8220;I already have the minimum.&#8221;  you need to understand where the real risks lie.  Of course you have to carry at least the state minimum for where you live.  But is that really [...]]]></description>
		<wfw:commentRss>http://thewisebuck.com/2010/02/04/how-much-auto-insurance-do-i-need/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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		<title>How To Buy Insurance If You&#039;re Self Employed</title>
		<link>http://thewisebuck.com/2010/02/03/how-to-buy-insurance-if-youre-self-employed/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://thewisebuck.com/2010/02/03/how-to-buy-insurance-if-youre-self-employed/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 11:00:21 +0000</pubDate>
		<dc:creator>mosullivan</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://thewisebuck.com/?p=870</guid>
		<description><![CDATA[
For today&#8217;s post I want to talk about how to buy insurance if you&#8217;re self employed.  This post will be especially helpful if you are looking at buying insurance on your own for the first time.  Buying insurance can be seem a little overwhelming and confusing at times.   By the time you read this [...]]]></description>
		<wfw:commentRss>http://thewisebuck.com/2010/02/03/how-to-buy-insurance-if-youre-self-employed/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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