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In Savings Habit 3, We looked at why it is wiser to Use Cash Versus Credit and Debit Cards for Discretionary Purchases Today, we are going to look at the final Savings Habit in our 4 part series:
Savings Habit #4. How To Avoid All Unnecessary and Late Fees! - What’s worse than giving the government [...]
ShareSo, In Step One we looked at How To Get The Most Out of Your Current Savings. This is the concept of not leaving available money on the table. And, while we don’t want to leave money on the table – Guess what? We also don’t want to pay more taxes than we owe. What [...]
ShareOne of my goals for the month is to provide you with some valuable ideas on how to improve your savings habits. And, while some of these savings tips may sound simple, let me share a little secret with you: The key to improving your financial profile isn’t about one killer idea or hitting [...]
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Lately, you’ve heard of PIIGS? I’d imagine your next thought is what are these people referring to? No, it’s not that farm animal in your head. I typically write about personal finance topics. You know things like getting out of debt, how to plan for retirement, etc. However, in order [...]
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Motivational Tips
I wanted to write about something a little different today. At times, it is easy to get caught up in the negative news regarding the economy. I try to steer clear of the mainstream media. This is mostly so that I don’t get too negatively influenced by the news. [...]
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In the previous 2 posts we looked at the “damage” from the housing bubble - in terms of the percentage of mortgages underwater. I mentioned that it probably wasn’t the best idea to think about the (sales price) highs of 2007 in terms of forecasting the immediate future of real estate [...]
ShareA Health Savings Account or HSA is designed to reduce your overall health care costs. An HSA is a tax free savings account where you are able to deposit money to cover current and future medical expenses. As long as you spend the savings on a qualified medical expense, the money is free from [...]
ShareIt’s been almost a year since the stock market bounced back from the March 2009 lows. When we look at the last year of the Dow Jones, things look pretty good. That is a classic bullish chart, moving from lower left to upper right.
When we take an intermediate time horizon; lets say a 3 year [...]
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Its the idea of preparation: Doing now so that things are easier later. This is what retirement planning is all about. One of the things we have to look at and prepare for is old age. We don’t like to do it because we don’t want to think of ourselves [...]
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As you know this month we are talking about the different types of insurance you need. One of the last types of insurance we’re going to discuss is disability insurance. The main thing disability insurance protects is your income and your assets.
Do you take it for granted that you are [...]
