ShareWhether you have already retired or you are approaching that magical day, you certainly realize the low-interest rate environment we are in. With money markets yielding a miniscule .3% to .5%, how are you supposed to create a fixed income that pays your bills without taking on too much risk?
In 2008 we were reminded of [...]
Wise Advice for your Money & Life
Category Archives: Fixed Income
Retirement Income for Life
How To Increase Your Yield by 45% With Tax-Deferred Annuities
ShareHow To Increase the Yield On Your Bank Deposits by 45%
Those in a 31% tax bracket can increase the growth on their bank deposits by 45% with tax-deferred annuities. Here is how it works:
If your bank account earns $1000 in annual interest income, shortly after year’s end, you’ll receive a 1099 for $1000 to report [...]
How to Guarantee Your Lifetime Income – Retirement Income
ShareHow to Guarantee Your Lifetime Income – Retirement Income
The greatest fear of most retirees is the risk of longevity: outliving their money. The meltdown of retirement accounts, rising medical costs, uncertain entitlement programs and higher taxes have added to the risk. Facing 30 years of retirement living on past savings and Social Security benefits is [...]
Fixed Income Funds
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Image by M. Kelley via Flickr
Fixed income funds, including mutual funds, can play an important role in your portfolio by providing current income as well as adding diversification.
Ok, so let’s state why fixed income funds and fixed income in general is worth talking about:
“When the periodic income generated from your fixed income investments meets or [...]
What The Yield Curve Is Telling Us
ShareIn 1981 at the height the last gold bull market, 30 year government bonds were yielding 14%. This is what the bond market demanded back then. In other words, it took a 14% yield to entice an investor into the 30 year government bond market.
September 1981 30 Year U.S Government Bond Yield 14%! Sorry, [...]
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