The amount of free financial resources available to you and I today is literally mind boggling when you stop to think about it. There a literally hundreds of free personal financial blogs that offer some of the most useful personal finance articles. Most of these blogs teach the basic concepts of how to get out of debt, budgeting and planning for retirement. I am very thankful for them as they provide us with the concepts and principals to reach financially independence, however it is that you define it.
Have you ever asked yourself, “What’s the point?” Or, even more importantly, have you ever asked yourself what your most important financial goal or principal is? Sure, you could say becoming wealthy, being debt-free, saving for retirement and so on. But those answers don’t really answer the question, “What are you doing all of this for in the first place?”
I appreciate all of the previously mentioned concepts. Yet, there is something else, even more important that I have only recently begun to realize in the last year or so. When you understand this concept, all of the other concepts begin to work and until you implement it, none of them will work. You’ll just get started and then eventually quit. How many times have you started something only to drop it or forget “why” you started in the first place? It’s probably because you didn’t understand what doing it could do for you in the first place.
When you plant this concept within yourself, things like saving money become easy, getting out of debt happens quickly and you find that you learn how to get money working for you versus seeing money as a constant struggle.
Contentment brings peace of mind. Contentment means not being so stressed out that you forget what you’re living and working for in the first place. Only contentment makes it all worth it. Let’s be honest, motivation and passion are overrated. Not that they aren’t important, because they are. But if you don’t know why you’re doing something, all the motivation in the world won’t sustain you to completion. To be clear, you have to have discipline, motivation and a work ethic to reach success. And you have to be passionate about what you are doing. But first you have to know why you’re doing it. And, I think that deep down, we all want to be content.
Contentment is the mental space you want to get to right away. It is the opposite of chasing your tail, running in circles and being so stressed out that you can’t sleep at night. We live in the most marketed to society in the world and that does anything but cause contentment. It makes many of us think “I’ll be happy when I get this car or this house.” Or, that “I’ll be happy when I have $1 million in the bank or my 401k.” But it just doesn’t work that way for there is always the next thing and the next and the next. Or, or, or….
The human spirit was not created to gain contentment, peace of mind or happiness by gathering more stuff. This is one of the biggest lies we all suffer from. You can get out of debt, make more money and save a million dollars but until you understand that these things alone do not bring you peace of mind/contentment, money will always feel stressful. I believe this because I know people who earn $30,000 per year who are much more content than people I know who are making $300,000 or even $3 million per year.
Do you know what makes you content? Or, are you just chasing a number? Change your focus and change your life for the better.