Monthly Archives: September 2010

The $6 Trillion Retirement Shortfall

Something we all need to think about, but (apparently) we spend too little time on is planning for our eventual retirement. For whatever reason, we either tend to put off, or completely avoid the subject of retirement planning. So, what’s the magnitude of avoiding this area of our life?  According to the Center for Retirement [...]

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Money’s Dirty Little Secret

Money is something that is confuses a lot of us.  Unfortunately, very few people ever achieve financial independence.  What can be  even more frustrating is that many of these people who sincerely want to reach financial independence. simply go in circles.   The culprit?  Well, it’s rooted in our understanding or lack thereof of what [...]

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What is Happening With The Economy and Investing Blog Round up For The Week

I was curious to see what is happening with the economy, specifically the current unemployment rate.  The national average for unemployment is hovering around 9.6%, although here in Florida that number stands at 11.6%.  If you’d like to check the unemployment rate in your state, click on the following link (you’ll see the states listed [...]

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The Need for Disability Insurance

Image via Wikipedia As you know this month we are talking about the different types of insurance you need. One of the last types of insurance we’re going to discuss is disability insurance. The main thing disability insurance protects is your income and your assets. Do you take it for granted that you are able [...]

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5 Reasons To Think Twice About A 401k Hardship Withdrawal

If you’re looking for the quick answer on whether you should take a 401k hardship withdrawal or not, DON’T DO IT!  That’s It!  Okay, I guess I should provide some rational and insight to back that up, ha?  Of course, this is just my opinion!   Let me explain the reasons for my somewhat strong [...]

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