Monthly Archives: January 2010

Chop Chop! Time to Cut up The Credit Cards

Image by Getty Images via Daylife You’re probably saying: “You already covered this when you told me to stop using my credit cards.”  Well, I did but…………….if you really want to get out of debt, this is a step you will have to take. Hey, you knew it would come to this.  This is something [...]

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20 Ways To Cut Your Expenses, Part 2 (the next 10)

This post is the second half of yesterday’s posts 20 Ways To Cut Your Expenses This is part 2 (the next 10)   So, feel free to share your ideas of how to save money and cut expenses. 11. Cancel Your Gym Membership and workout at home.  Staying in shape is always a good idea [...]

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20 Ways To Cut Your Expenses, Part 1 (The First 10)

Image via Wikipedia I thought I would change things up today and make a list of  ways you can cut your expenses.  Certainly when you cut your expenses you will have more money to pay off your debt or save money and/or spend on things you like.   So, here is part 1 of the [...]

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Is It Okay to Keep Buying Stuff while I am Getting Out of Debt

Image via CrunchBase Personally, I would hold off on buying more stuff.  Getting out of debt requires a certain mind set for a period of time.  For example, if you want to replace the kitchen countertops, I think you should wait until you are debt-free.  You don’t need the countertops and they will be there [...]

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Getting Out of Debt, Credit is not to be used for consumption or discretionary spending

Image by Neven Mrgan via Flickr The last couple of days we talked about how you got into debt in the first place; we made the choice.   As I mentioned, taking responsibility is the first step in turning things around financially and eventually getting out of debt.  I don’t want to kid you either, [...]

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