I thought I would change things up today and make a list of  ways you can cut your expenses.  Certainly when you cut your expenses you will have more money to pay off your debt or save money and/or spend on things you like.   So, here is part 1 of the list of 20 Ways To Cut Your Expenses:

1 – Pay Your Bills Online – Save on postage!  I wrote an article a while back about Automating Your Finances

2 – Shop Smartly – Shop at discount stores like Sam’s or Costco, cut coupons.  I usually go to Costco once per month to get my basic necessities. Check out how this woman uses her coupons to shop smartly.  How To Cut Food Costs I don’t use coupons too often but the woman in that video takes shopping to a spiritual level   and how can we argue with these kind of results?

3- Cook In Bulk – Cook in bulk and freeze your food for the next couple weeks.

4-Hit the Matinees – By going to the matinee movies versus prime time can save money instantly.

5- Watch the Expense Ratios of your Mutual Funds – If the funds in your account aren’t outperforming their peers, consider a lower cost alternative like an index fund.

6 – Go to your public library to check out movies and books.

7 – Raise the deductible on your home owners and car insurance. Many times this will significantly reduce your monthly insurance premiums.

8- Check Your Credit History to make sure the information is accurate. Here   Free Credit Report is a link to an article I wrote  about how to get your free credit report.  Look at the bottom of the article for the link to Free Credit Report.com.

9 – Pay for thing with cash – When you use cash versus credit, it’s more painful and it will make you think twice before purchasing stuff.

10 – Don’t renew subscriptions to publications you don’t have time to read anymore.

Related posts:

1. 4 Ways to Cut Investment Costs