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Like most people, Friday is my favorite day of the week. From the minute I wake up and pour my first cup of coffee, my mind is set on the upcoming weekend activities and what possibilities are in store. However, for a lot of people money is tight these days. Here is a list of [...]
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6 Tips for Buying Life Insurance
Buying life insurance is not something that should be taken lightly or put off till tomorrow. Your loved one’s financial future is at stake. There are so many details to keep track of. Here is a summary of the 6 more important tips so that you have some guidance when [...]
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ShareOnce you reach a certain point in your life it is a wise idea to begin thinking about Life Insurance. Protecting your family from financial disaster or unforeseen events is one of the fundamental pillars of financial planning and wealth protection. Life insurance should be a core part of that planning process.
Although never fun [...]
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ShareThink about how you feel when you spend your money for a minute. There is usually an emotional regulator that goes off inside all of us when it comes to how we spend our own money.
When you spend your money you seriously consider the cost benefit trade off. This is because you have a [...]
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ShareI just added a “Lifestyle/LIfe hack” category to TheWiseBuck — About once per week, or more, I will be writing a post that will show you how to do something and/or how to do it faster, easier, with a lot less hassle and often times for free.
After all, one of the beauties of the internet [...]
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I frequently post in the Wisebread forum, which is one of my favorite personal finance blogs. Great content and a lot of excellent free info on how to cut costs, pay off credit card debt, travel for less, etc. I’d recommend reading the blog there.
Anyway, tonight in one of the forums the topic [...]
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ShareHave you checked the interest rats of your personal savings accounts or investment savings accounts lately? Well, if you are like most of us you’ve noticed they haven’t been paying a very high interest rate. There are a variety of reasons why but we’re not going to focus on that in this post.
What I want [...]
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Image by avlxyz via Flickr
It seems like today, everyone is looking for ways to lower their bills so they can eventually become debt free and enjoy a less burdensome and more abundant lifestyle. To that end, it’s important to look for ways to lower the cost of one of the most commonly used services, the [...]
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ShareIts always somewhat interesting to look at the real objective of government programs. Cash for Clunkers was intended to provide financial assistance and an incentive for those people driving what are deemed to be less energy efficient vehicles.
The general rule of the program is if your car averages less than 18-20 mpg, you could [...]
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ShareUsually, I write about such things as getting out of debt, ideas for how to save money and planing for retirement. However, I wanted to call your attention to what is an increasing amount of protests happening across the country. People need to speak up (Non-violently, of course) and be heard. However, [...]
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ShareModern Portfolio theory tells us that we should buy and hold a certain percentage of stocks and bonds and not try to “time the market.” However, there are apparent downsides and many of these theories are being proven as simply that, theoretical with no basis in fact. Buying anything (stocks, bonds, mutual funds) need [...]
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ShareWhen you first read the headline, you may ask yourself how long is it Really going to take to “save money?” Well, this little method I am about to show you is something you can implement right away and begin saving money immediately. There isn’t any cost or gimmick either.
A few months back one [...]
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ShareJust 4 habits?
Is it really that easy? Well, as in any endeavor worthy of pursuit you have to start with a plan. In the world of personal finance the need for a plan is critical. If not, you will probably wander through life wondering why you can’t seem to get a handle on your finances. How [...]
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ShareIf you needed any more reason to take immediate steps to safeguard your savings, the recent earnings report season has provided it.
Looking beyond the recent rise in the general equity markets, we turn our attention to corporate earnings. At first glance, it looks positive. Several companies have reported profits. But you have to look [...]
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ShareYou don’t need me to tell you last 12 months in the stock market have been THE most volatile ever, for those of us still alive! (There was a 90% Crash in the 30s)
September – October 2008 represented 50% portfolio losses for many investors. As a result, many have decided to take a more conservative [...]
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The Inflation Versus Deflation Debate
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Today we’re going to look at something a little different than the usual mainstream personal finance, like how to get out of debt. We’re going to look at the inflation versus deflation debate.
Jim Sinclair on the Inflation / Deflation Debate – This is an interesting argument and in my very humble opinion, it is [...]
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